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Personal Finance Options - Griffith City Volkswagen

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Tailored personal car finance for you

There's a finance solution for everyone. We're here to help pick the best option for you.

Please read the Target Market Determinations (TMD)1 document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

Download consumer loan TMD here or for more information visit the Target Market Determinations page.

Volkswagen Consumer Loan.

Consumer Loan

Personalise your Consumer Loan by choosing a term, paying a deposit or tailoring your repayments to suit your lifestyle. With 100% finance for approved customers there's nothing to pay upfront, and our competitive fixed interest rates mean you can budget with confidence.

Personalise your payments

A Consumer Loan is a fast and affordable way to purchase a new or used Volkswagen for personal use.

You can personalise your Consumer Loan by choosing a term, paying a deposit or tailoring your repayments to suit your lifestyle. With 100% finance for approved customers there’s nothing to pay upfront, and our competitive fixed rate means you can budget with confidence.

Volkswagen Consumer Loans Benefits

Your Benefits.

  • No annual charges or account keeping fees.
  • Flexible loan term of up to 7 years.
  • Option to add a deposit or balloon payment at the end of your loan to reduce your monthly repayments.
  • Save money with a competitive fixed interest rate.
  • No additional security is needed for approved applicants.
Guaranteed Future Value

Your loan, your choice

Volkswagen Choice1 is our Guaranteed Future Value Program that gives you the option to trade in, retain or return your car at the end of a loan term.

Explore Guaranteed Future Value

Novated Loan

A Novated Lease is simply an agreement between you, your employer and Volkswagen Financial Services. We lease the vehicle to you, and your employer makes payments from your pre-tax income for an agreed length of time. It could save your thousands compared to buying a vehicle after tax.

Novated Lease

Own your Volkswagen sooner

A Novated Lease allows you to make the most of your salary package so you can own your new Volkswagen sooner.

It’s simply an agreement between you, your employer and Volkswagen Financial Services. We lease the vehicle to you, and your employer makes payments from your pre-tax income for an agreed length of time. It could save you thousands compared to buying a vehicle after tax.

Novated Lease Benefits

Your Benefits

  • Save money by paying for your new Volkswagen from your pre-tax income
  • No annual charges or account keeping fees
  • Flexible loan term of up to 5 years
  • Option to bundle your registration, Compulsory Third Party insurance (CTP), comprehensive insurance and on-road costs with your monthly payments
  • Employers could attract and keep talented staff with cost effective finance and tax deductible repayments
How Novated Lease work

How it works

If you’ve got your eye on an upgrade, you can take out a new lease and upgrade to the newest model at the end of your agreement.

If you end up leaving your job, your new employer will have to take over the novated lease payments by renewing their novation agreement.

Get in Touch with Griffith City Volkswagen
  • Disclaimer

    Volkswagen Choice consists of an option to return your vehicle to VFS at the end of the term and requires VFS to purchase the vehicle at an agreed price determined by VFS, known as the Guaranteed Future Value (GFV). At the end of the term, you can elect to: (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Fleet, government, rental buyers, hire car and chauffeur companies excluded.